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TIP! Although it takes some foresight and a willingness to sacrifice convenience, you'll find it does save you money to make use of only the ATMs operated by your bank or other financial institution. Financial institutions have heavy monthly and per-transaction fees if you use other ATMs, and those can build up fast.
TIP! It is extremely important for your personal finances that you have a method for disposing of old financial documents safely. A shredder is the best way to dispose of documents.
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